The Future Aging Network The Needs And Preferences Of Baby Boomers - Free Essay Example

As both a practitioner within the aging services network, and a gerontology and social work student, I have a strong interest in applied research, demographics trends, and factors that influence the field of aging service providers.   This information can be particularly helpful to help identify, understand, develop, and offer supports and services to older adults and make a positive impact on their daily lives.   Both class lectures (Chapelski, 2018) and Moody and Sasser (2018), clearly point out that the demographics in the United States are in the midst of undergoing a transformation and the population pyramid will become rectangular by the year 2030 as the baby boom generation ages.   This generation like many others, has its own nuances, beliefs, and expectations; and as a practitioner, future research and educator, it is interesting to explore how this cohort will impact the future demand and utilization of services currently provided by the aging network.   Truly, as p art of understanding the need of future services, it is important to understand the generation that will be using them.   Stephan Golant (2017) notes in his article that if the baby boomer cohort and values are still true today, they have strong self-reliant values, believe in their own ability to get things done, want to be on top and in charge, believe they know best, act independently based upon their self-confidence, do not abide by older rules and expectations in society, and they must steer their own course..   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   With this image of the baby boom generation in mind, it is thought-provoking to explore the current aging network, in attempt to ascertain whether aging service providers are prepared and will be relevant for this generation as it enters older age.   While the United States is starting to see how this will play out, since the baby boomers began turning age 65 in the year 2011, unanswered questions remain.   One can begin to ponder how the baby boom generation cohort will influence and shape the aging network, what specific generational demands and expectations will be placed on aging services, what types of services will be of most importance and how do they differ from what is presently being offered,   how has and/or will the aging network prepare, respond and provide services in a relevant manner to this generation, and is the Older Americans Act still relevant for this new cohort of older adults?   These questions are important to explore, eva luate, and answer as this generation enters older age.   From a research perspective, the possible answers to these questions can provide helpful insight into a generation about their needs and preferences.   Further, potential learnings may also help to inform practice, are useful to apply when developing and prioritizing services as well as best practices, to understand, appreciate and engage the individuals utilizing services, and determine ways to invest funding and limited resources.   Finally, responses to these questions can contribute to education by helping to prepare students and future generations of practitioners such as social workers, gerontologists, and nurses.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Much has been written about the trends of aging baby boomers.   Baby boomers are living longer than previous generations; they have on average, higher levels of education and more work experiences; many are working later into life rather than retiring at the age of 65; and are more economically secure than previous generations (Mather et al, 2016; Moody Sasser, 2018.)   Aging baby boomers will face issues related to caregiving, illness and obesity; obesity rates are increasing, putting more people at risk for chronic disease and disability, and an increasing number of Americans are living with Alzheimers disease (Mather et al, 2016.)  Ã‚  Ã‚   Also, more older adults are divorced, there is an increase in single-parent and blended families, leading to weaker family ties and less caregiving support for aging spouses and parents (Mather et al, 2016.)   Further, sufficient future preparations have not been made to meet baby boomers anticipated needs in old age, and the ability to afford paying for services as one ages varies among the baby boomer cohort (Golant, 2017; Mather et al, 2016; Moody Sasser, 2018.)   In addition, inequality continues to exist between different racial and ethnic groups of older adults (Golant, 2017;Mather et al, 2016; Moody Sasser, 2018) and there are wider economic gaps between racial and ethnic groups over age 65 who are poor, with a higher number of older Latinos and African Americans living in poverty (Mather et al, 2016; Moody Sasser, 2018.)   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   To address the unique generational perspective of aging baby boomers and the demographic trends of this population, the aging network and service providers must be familiar with the characteristics, trends, and needs of this group.   The Aging Network consists of state units on aging, Area Agencies on Aging, and service providers that is fragmented and operates with limited funding (Browdie, 2014.)   Services provided include caretaking, nutritional, and health services for American above the age of 60 such as Information,   Referral and Assistance, congregate and home delivered meals, senior centers, transportation programs, and the Ombudsman Program (Browdie, 2014; Gelfand Chapleski, 2018; Moody Sasser, 2018.)   This network is also challenged to support a wide age range of individuals, from ages 50 – 100+, and become stretched in reaching this diverse and varied group.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Nutrition programs are one example of aging services that are adapting to meet the needs of baby boomers.   Feeding American and AARP issued a report in 2015 on baby boomers and nutrition.   The report noted that in terms of meals and preferences, boomers often tend use less salt and sugar on their foods, are accustomed to having access to fresh fruits and vegetables, and a diverse array of meals which are pleasing to different racial and ethnic groups. This information is important for nutritional providers who looking to provide home delivered and congregate meals that are healthy and palatable for the consumer.   This report also cited numerous reasons that some baby boomers are participating in nutrition programs due to unemployment in their 50s-60s and unpaid medical bills, thus, resulting in limited income which may impact the ability to buy food.   Furthermore, the report urged communities to examine unique partnerships between food banks, nutritional providers, healthcare entities and other partner agencies to shape services such as the use of food programs, nutritional assessment and ability to access food (Feed America, 2015, p. 22) and health care providers can better address their patient needs by assessing for hunger, and partnering with agencies for wellness programs and programs to manage chronic conditions such as diabetes (Feed America, 2015.)   These concrete suggestions offer ways for the aging network to be responsive to the nutritional needs of aging baby boomers.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Health, wellness, and management of chronic disease is another area of aging services network and supported through the Older Americans Act that has the potential to expand and is of interest to aging baby boomers. Golant (2017) argues that baby boomers have repeatedly received messages that they must proactively take care of their bodies to prevent disease, maintain high physical and mental functioning, and keep actively engaged to remain health and reduce the possibility of being frail (p. 80) which translates into the importance of regular health checks ups, falls prevention strategies, eating right and exercising.   Additionally, he also notes because of these messages and importance of remaining self-reliant, baby boomers may be willing to explore and change the environment to meet their needs and use physical and social resources such as assistive devices, sensitively designed buildings and products, and caregiving family members and professionals (Golant, 2017).   Likewise, they are open to technology being integrated into daily life to help aging baby boomers remain independent.   The use of smart phones and technology to arrange transportation, maintain smart homes including the monitoring home security, home functions, appliances, and lighting, conducting health checks through telehealth and telemedicine, assist with mobility, and assist with social activities are all designed to help maintain independence and provide care (Golant, 2017.)   For the aging service network, this provides both opportunities and challenges as boomers may be healthier into later life, more willing to try and accept help and services, however, this also comes at a cost which an already underfunded system may not be able to sustain.  Ã‚   Likewise, while baby boomers are healthier and living longer, inequalities in health status and life expectancy continue to exist due to race, ethnicity, socioeconomic status, and education.   Moreove r, technology can be costly, requires individuals to learn how to use it, is not currently widespread in homes throughout the country and it can potentially increase social isolation (Golant, 2017.)   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Where and how baby boomers live will be important to the aging network in determing home repair, home maintenance, and location of services.   Boomers also want to age in place for as long as possible and universal design becomes increasingly important to help them remain independent such as lower cabinets, contrasting colors, where the door handles are placed, and first floor bathrooms (Mather et al, 2016.) Also, a higher percentage of aging baby boomers are aging in place in suburban locales and neighborhoods rather than in the 1970s and 1980s when a higher share of older adults lived in more populated areas and inner cities and while not wide spread, there is growth in   naturally occurring retirement communities and age friendly communities as well as the growth in home care, adult day services (Golant, 2017; Moody Sasser, 2018.)   Transportation will continue to be an issue to help maintain older adults independence, but, boomers may be more a pt to use services such as Uber and Lyft and quite possibly self-driving cars.     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Based upon responses to the questions proposed earlier in this paper about the aging network, it certainly seems that there is a future role.   However, providers of aging services need to be able to keep up with the market demands and remain relevant to the potential consumers of their products and services.   While the broad, overall categories of the Older Americans Act continue to appear relevant, the manner and methods need to continue to evolve and change to meet the current interests, demands and wants of baby boomers.   And soon, it will be time again to look at the next generations from the Gen Xers to the Millennials to determine how to continue to offer services and supports as these cohorts age that are of relevance and need.

The Secret Truth on New York College Essay Format Exposed

The Secret Truth on New York College Essay Format Exposed Top Choices of New York College Essay Format Searching for the absolute best exposition layouts can assist you with firing up your composing attempt. You may see school paper formats on the web that offer rules about how to structure your article and what comments in every individual section. The early on part of a college exposition should have an appropriate style, language and procure a peruser continue perusing your school article. You may likewise discover a great deal of effective example expositions on the web. Regardless of how you'll end up presenting your article, you should draft it into a word processor. Henceforth, it's basic that you take a gander at the straightforward school paper arranging rules, which are given beneath. Also, the organization remains the indistinguishable regardless of the time of the exposition. Having great article models gives the peruser a top to bottom and on-the-court thought regarding what a very much organized and cognizant paper seems like. The fact is incredibly pivotal recorded as a hard copy school application articles, you can likewise find out about composing a flourishing school application paper to find out additional. Then again, interestingly, a school paper is genuinely an incredible opportunity to play with structure only a smidgen and break liberated from the five-section exposition. Following that, you strictly read the news every day and started composing your own accounts at age thirteen. When I brought home my absolute first W-2, I hadn't ever observed my folks so pleased. On the other, it's a way of life. Like I enter Flagstaff, my home, shafts begin to stand upright. Most Noticeable New York College Essay Format Essays are your absolute best companion. Send it off and have certainty that you've recently composed an awesome article. Get your inventive energies pumping by conceptualizing all the potential thoughts you can envision to manage your article question. Get your imaginative energies pumping by conceptualizing all the potential thoughts you can envision to handle your school exposition question. When you own a theme, it's ideal to make a blueprint of thoughts. To achieve this, conceptualize on themes which you're enthusiastic about. A History of New York College Essay Format Refuted Despite the way that it's my absolute first semester of school and I don't comprehend what's in store, requesting help is simple and can help in improving my school understanding. How about we talk about every single one of the components of a college exposition. Independent of the sort of school article addresses you get in your test, you should cling to the recommended design given by the educator. Knowing the standards of the correct configuration of a college article encourages an understudy to arrange the musings and to have some thought of the act of work. This segment involves two instances of awesome school articles. My entire future is reliant upon the decisions I make in school. On the off chance that You Read Nothing Else Today, Read This Report on New York College Essay Format as far as the body it is desirable over utilize extraordinary references, yet it is basic not to manhandle them, leave a spot for individual thoughts and relational words. The two models handle the indistinguishable subject (wiped out parent) yet use different methodologies. Keep your sentences short and simple. Present your absolute first model with a type of progress (1 sentence). Before you get it, you'll have recounted to the story you outlinedand arrived at the fundamental word countand you will be happy you invested all that energy getting ready! In any case, you might want to discover everything recorded with the goal that you can allude to the layout as you're composing your work in progress. Despite the fact that there are various strategies to sort out such an article, start with this layout, and you'll be in acceptable structure. It ordinarily contains at least 250 words. Guide out what you're probably going to compose by delivering a layout. Educator Mitchell acquired an award to have a class of understudies to Belgium as an approach to contemplate the EU. The New York College Essay Format Trap Most schools likewise empower you to send in a paper program, which hypothetically gives you expanded power over your article designing. Following that, you must burn through cash on the buy. Organization and amusement. At that point request that understudies return to their seats.

Unusual Article Uncovers the Deceptive Practices of What Is a Term Paper

<h1> Unusual Article Uncovers the Deceptive Practices of What Is a Term Paper </h1> <p>Submitting a triumphant exposition is a convoluted activity. Besides, forming an exposition is a far better gadget of learning analyzed than perusing for instance, as a result of the straightforward reality that on the off chance that you have the ability to cover precisely what you have really found and looked at, it shows that you've perceived the material consummately. A short article is a specific sort of exposition that is composed to enable the peruser to make a superior cognizance of a particular item. A systematic article is a specific sort of article that is composed to have the option to help the peruser increase a superior cognizance of a specific item. </p> <p>Leading quality at a moderate cost has transformed into a reality now! At the point when you get an exploration paper from a business, you wish to ensure that you are getting the level of customer adm inistration you have earned. You need an examination paper administration which will give you the absolute best client experience conceivable. Continue to the web, open Google, type anything you desire to research, and you'll get a large number of results. </p> <p>The total most significant clarification is they can give you a paper that is set up without any preparation and of premium quality. One of without a doubt the best strategies to secure the most extreme evaluation per course is to appreciate how to make a research paper. A judicious understudy doesn't need to cover an example paper. </p> <p>The authentic research paper content ought to have the following segments contained inside it. In the occasion you want to correct the paper further, you're equipped for a free modification. Moreover, each area must be named inside the paper. Precisely like in books promoted on the web, just certain pieces of the paper will be uncovered. </p> <p>You consistently need to work out a procedure. There are various approaches to move toward your paper. Frequently, it's significantly more fitting to utilize research project composing administrations. In spite of the fact that you may think what you're composing is terrible or plain moronic, when you have it down on paper you may return and investigate what you have composed. </p> <h2> The Fight Against What Is a Term Paper </h2> <p>Since the absolute first technique is most often saved for specialized works, you should utilize the subsequent strategy. For each situation, it's useful to think of a layout before attempting to create the last drafts. Clear Abstract A graphic conceptual demonstrates the type of data secured in the position. At the point when you haven't any yet, at that point it will be better for you to chase for any models and tests of attempts to grasp the way the work should be finished and organized. </p> <p>The essenti al principle of choosing the best possible subject is to get the one, which satisfies the objectives of the school program and is the subject of the understudy's advantage. Composing a research paper is only one of the most common assignments undergrads will find in heaps of orders. Right now you can discuss your theme with various understudies, for instance. It's in reality truly great in the event that you have an opportunity to choose a point, in spite of the fact that it's a serious intense undertaking in any event, for the most splendid understudies. </p> <p>In the occasion of any inquiries, experts working in the control of your examination may give assistance. All authors are accomplished and they're ready to flexibly any substance you need in two or three hours. In case you're to have the option to acquire a short article, moreover you must realize that people are in a situation to gracefully Anatomy and Physiology schoolwork help of a wide range. Extra bunches of understudies have been working low maintenance close by their investigations to satisfy their costs, which makes it difficult for them to create expositions in time and they sob for help that someone compose an article in their opinion.</p> <h2> What Is a Term Paper Fundamentals Explained</h2> <p>It is urgent to comprehend the rules of settling on a point to acknowledge how to form a research project. Research paper composing administration is cultivated by the all around prepared essayists from the usa and the United Kingdom. It would be ide al if you visit our site to obtain custom proposal composing administrations so as to get the perfect proposition for your paper. All administration research papers must be altogether and appropriately refered to dependent on the reference style favored by the class educator. </p> <p>Take know that despite the fact that it's provided for nothing, you can end up paying for it in case you're inactive. At the point when you pay a paper for the absolute first time, you get a reward cash. Essentially, you may have an un-copied and genuine piece of work made for you so as to help spare all of you of the time and exertion of accomplishing the work yourself, just as been in a situation to achieve a high incredible evaluation, as a result of having an expert compose your work. Regardless of which is your private response to what is a termpaper, it's the last chance to fix the last course grade. </p>

Winning the Paul & Daisy Soros Fellowships For New Americans

<h1>Winning the Paul and Daisy Soros Fellowships For New Americans</h1><p>The Paul and Daisy Soros Fellowships for New Americans is a $125,000 grant program that helps understudies from underrepresented foundations go to four-year colleges and schools. A suggestion exposition can be utilized to win this grant, so it merits setting aside the effort to figure out how to compose a proposal paper for the Paul and Daisy Soros Fellowships for New Americans.</p><p></p><p>The Soros Scholars Program was established by two ladies who had earned great higher educations however couldn't discover stable business. They chose to make the Paul and Daisy Soros Fellowships for New Americans to help splendid understudies with not exactly heavenly instructive accreditations to go to a four-year college or school. Every single imminent understudy are required to finish a grounds visit. The individuals who pass the grounds visit will be met to decide their bid for funding.</p><p></p><p>Students will likewise be approached to give an individual story to the board of trustees. They will be approached to give data with respect to their scholastic accomplishments, character and inspiration. Suggestion expositions have a few areas, which incorporate the accompanying: initial introductions, early introduction of the author, last explanation, and the impacts segment. Every one of these segments ought to be composed dependent on the understudy's impressions of the beneficiary, the conditions encompassing the proposal, and the general effect the Paul and Daisy Soros Fellowships for New Americans have had on the essayist. These angles are significant when composing a suggestion essay.</p><p></p><p>The early introduction is utilized to show the advisory group how the author feels about the school or college. The understudy's last proclamation is the longest area of the proposal. It contains a synopsis of the essayist's explanations behind supporting the beneficiary. The impacts area plots the significant impact of the Paul and Daisy Soros Fellowships for New Americans have had on the author's life. The impacts segment ought to be intended to give data about the understudy's scholastic accomplishments, character and motivation.</p><p></p><p>The early introduction area should end with a proposal proclamation. This area shows how much the author adores the school or college. The author will be approached to portray what it was about the school or college that pulled in them. The author should concentrate on the fundamental purpose behind their choice to apply, just as the entirety of the positive parts of the university.</p><p></p><p>The first explanation of the rundown segment ought to give an outline of the essayist's portrayal of the school or college. It ought to incorporate the name of the school or college, year of graduation, under grad major, field of study, significant essential courses, majors you might want to take, and any extra insights concerning the school or college. Most of the outline area ought to be liberated from spelling and sentence structure blunders. Nonetheless, accentuation, capitalization, and different components ought to be checked and adjusted to guarantee that they are correct.</p><p></p><p>The second proclamation of the rundown segment contains a report on the school or college. It gives a general depiction of the college or school, its area, and what understudies will be presented to. Understudies ought to be straightforward while portraying the school or school, as they might be solicited to give an example from their work during the meeting procedure. Understudies should know precisely what the school or college offers, as they might be solicited to give a duplicate from their resume or transcript. Understudies ought to make certain to pick a point that will intrigue the board of trustees, yet they ought not be so centered around the subject that they make it hard for the council to comprehend what the understudies are truly looking for.</p><p></p><p>In end, the proposal is the most ideal approach to get acknowledged to the school or college. The Paul and Daisy Soros Fellowships for New Americans is an extraordinary method to gain a four-year degree in financial aspects or a related field. Follow these tips to win this stunning scholarship!</p>

How to Write an English Essay Outline

<h1>How to Write an English Essay Outline</h1><p>There are many errors that understudies frequently make when they are composing their English expositions. In this article, I'm going to take a gander at the most well-known ones and propose a few hints on the best way to stay away from them.</p><p></p><p>First of all, there are numerous normal slip-ups that understudies make when composing their papers. How about we take a gander at three of the most widely recognized ones and propose a few different ways to maintain a strategic distance from them in future writing.</p><p></p><p>The first slip-up is to compose the paper without doing research. Numerous understudies never trouble to do investigate they begin composing. Truth be told, a large number of them will spend the whole paper simply experiencing each expression of their textbook.</p><p></p><p>I find this is a colossal slip-up in light of th e fact that you should as of now have done some examination before you start composing. On the off chance that you don't have the foggiest idea about any of the essential realities about a theme, all things considered, you'll end up with an exposition that is either extremely basic or very convoluted.</p><p></p><p>The second slip-up that understudies make is to compose on their own utilizing free online assets. Clearly, this is totally in opposition to composing the article from a bit by bit approach, so I would suggest utilizing one of the numerous standard English course layout software.</p><p></p><p>This permits you to set your own exposition diagram. You can without much of a stretch utilize the course diagram to assist you with composing your paper. You can begin with a clear page and utilize the program to fill in your information.</p><p></p><p>The third misstep that is made by understudies who need to uti lize a course's paper layout is to have a framework with an inappropriate focuses checked. Most great course plots contain focuses that you have to write down, so I generally incline toward them.</p>

Writing Samples Essay in its

Writing Samples Essay in itsThere are various reasons why you may wish to consider taking part in writing samples essays in its. Students who find it difficult to find a tutor for English composition generally prefer to undertake such an activity. Or, if the course is offered by a private school, it is likely that students get a lot of helpful advice from their teachers. A student who has taken up a foreign language course may find it especially useful to get a tutor to help them write and revise their essay.In writing samples essays in It's, there are various types of essay that are to be written. These could be on subjects such as politics, history, philosophy, ethics, mythology and literature. Since the subject matter is varied, there are various essay topics to choose from and the one that best suits your requirement will be written by a tutor.There are two different ways in which writing samples are set out for essay completion. The first type is called descriptive essay. In thi s kind of essay, you give examples and descriptions of events and people, and point out important points about the topic that you have covered. In this kind of writing samples essay in It's, the reading level should be of high enough to enable the tutor to guide the student in this aspect.As a matter of fact, if you are unable to find a good writing sample's essay in its tutor to help you complete it, then you can always consult the teacher in your school or college. If you are fortunate enough to have such a tutor, then there is no need to worry as the writing samples may just be a little difficult to understand.The second type of writing samples that you can use is research paper. In this kind of essay, you write in a way that you cannot be found to have plagiarized. A research paper is intended to challenge the reader and he or she has to examine each and every detail that you have written. This is one of the most demanding types of writing samples because it requires a clear and concise meaning.When you read a writing samples essay in It's, remember that you are required to make use of an essay editing software or program. This tool enables you to check if there are any mistakes or errors in the work that you have written. This software is the most effective method to check whether your essay has a good sense of structure and is free from any grammatical errors.If you have not obtained a writing samples in its tutor, then you may want to visit a book store in your locality and buy one. It is a very helpful software that you can use to check for the presence of errors and inconsistencies in your written work.Writing samples in It's can really enhance your academic abilities and therefore it should be a priority for students who do not have the time to devote to writing research papers on their own. If you wish to take up a writing samples in its course, you will be happy to know that this can be done without incurring a large cost.

Tourism - 945 Words

Understanding Research in Tourism amp; Hospitality, Sport amp; Events Name: Instructor: Institution: Date: Question One: The study aims to: investigate the effect of the construction of the multibillion-dollar cruise ship terminal, resort, residential development and casino on tourism on the Gold Coast; to examine the effect of the project on the locals’ access to Broadwater, waterways and whether there will be an effect on water quality and to determine whether the project will result into dumping of sewage, grey water or foodstuffs in the terminal. After the Queensland Government had called for the construction of a multibillion-dollar cruise ship terminal, resort, residential development and casino on its Gold Coast,†¦show more content†¦In this case, the observation may be the construction of the multibillion-dollar integrated cruise ship terminal and its associated structures in Broadway. Another observation can be the fact that there are complaints from the locals that the project was bound to deny them access to the waterway. Next, the researcher observes the tren d of the phenomenon under study (Saunders amp; Lewis, 2012). The next strategy will be generating a hypothesis. In this case, the researcher may develop a hypothesis that states: The completion of the project will boost Australia’s tourism industry. Lastly, the researcher comes up with a theory after making all the necessary conclusions. For instance, in the event that the completion of the project boosted the tourism industry, the researcher may come up with a related theory that states: Development of an integrated cruise ship terminal ultimately boosts the tourism industry. Observation is the best data collection method and technique that best suits the research. This is because the researcher simply observes ongoing behavior in Broadway. 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This essay, supports part of the quote, which claims that it is necessary for contemporary cities to offer several types of tourism products for the tourism industry which could be easily reached to

Outsourcing Innovation Research Technology †MyAssignmenthelp.com

Question: Discuss about the Outsourcing Innovation Research Technology. Answer: Introduction The 21st Century has brought about all embracing convergence when of communication, computing, knowledge as well as information. This will definitely change on the way individual live, think and even work (Duhamel, Gutirrez-Martnez, Macias-Figueroa, Luna-Reyes Picazo-Vela, 2017). The growth of the high speed networks, which has been coupled to the decline in the cost of the computing power has made application undreamed in the past. The changes which the new technologies have brought the financial sector an enormous in their impact on the employees, as well as the customers (Gobble, 2013). The financial sector has been gaining a competitive advantage due to the aspect of information technology advancement. The information technology risk management has been a significant aspect when it comes to the risk management within a business. The information technology can be able to manage on any risk which has been associated to the information technology sector such as the desktop, networking or even perhaps in the computing (Duhamel, Gutirrez-Martnez, Macias-Figueroa, Luna-Reyes Picazo-Vela, 2017). The information technology has been incorporated in the financial industry over the years. In this report it intends to evaluate the risk management process which are associated to outsourcing of the key information technology functionalities that is within Aztek Corporation. Outsourcing will enable them to continue to thrive in the financial industry in Australia. The organization has a portfolio of various project which they will implement with the view to automate on their system within their operations (Gobble, 2013). Some of the outsourcing functionality which they intends to undertake are d esktop management or the application development to the 3rd party along with the networks. Review of the financial service industry Aztek organization is a well-known business that operate the financial industry in Australia. The organization operates with other organization within the industry and sometimes they are exposed to many risk which are within the sector. The organization ensures that their reputation as well as integrity is maintained at all time within the various departments in the business (Willcocks Lacity, 2016). Over the years the organization has been encountering stiff competition from the other financial firms which has made them lose a few clients to the competitors. The stiff competition which has been exhibited within the business has made them to change on their operating process. The information technology has been one of the vital technologies in the financial industry which make the business to automate on their processes. In the Australian sector it has encountered various information technology system to which have aided in the delivery of the information, as well as management of t he inventory (Willcocks Lacity, 2016). When Aztek organization outsource their critical information technology functions it would help them in the establishment of the wide client base. If Aztek organization adopt the information technology application in their business process they would be able to improve on their services to the customer and meets on their every needs. There are many corporations especially in the financial sector in Australia which have outsourced their information technology functionality from the 3rd party (Willcocks Lacity, 2016). This has helped them to diversify on the processes in the business consequently high profit margins. When a business achieves high profits they are able to reduce on their complexity level along with the dependence to the interest which has accrued over the years from their operations. There has been great success to the financial sector in Australia, and the key for their survival has been the customer service. The loyalty of the customers has been determined through convenient as well as innovative delivery of the personal services. When Aztek organization adopt the IT functionality it would likely increase their values of the products from the savings they have had to the fixed deposits (Willcocks Lacity, 2016). Moreover, this would also result to the improved annual product values to product which are of high value. The information technology can make their services more flexible, which creates new business clientele. When Aztek outsource on some of their business processes they will be able to provide exceptional services especially introduction of e-payments methods which would enable them retain their existing clientele and be able to gain a significant number also (Mehan, 2008). This is a benefit to the organization since the clients usually want a one stop shop where they can access all the services and make payment to their convenience or at their own comfort. Outsourcing of the business functionality would lead to improvement of the quality of the services provided which would likely lead to formulation of the service culture within the business (Mercuri Neumann, 2011). Moreover, it would contribute to achievement of the fast service delivery particularly in the sections of documentations for instance in billing (Willcocks Lacity, 2016). The use of the information technology makes it possible to handle the queries of the customers quickly. As much as outsourcing of the IT functionality in the business bring forth some advantages there are also some challenges which it has brought. Some of the challenges is the issue of standardization of the products due to the fact that there is high specialized system which could lead to loss of vital information or even the system could be hacked and the system retained from the servers. Information technology ensures that the processes within the business can run without any interference which would enable the business to get high returns when they deliver the services (Willcocks Lacity, 2016). Additionally, it is also worth noting that information technology in the financial sector has led to the development of the process which are automated and they have incorporated high level of security. The information technology has enabled the business to achieve value for the service they deliver to the clients (Nichols, 2014). Outsourcing of the major information technology functionality such as networks, and the desktop management w ould help in improving of the operational processes for instance development of the services, integration of the major stakeholders and the process development. Current information technology practices and the security posture review in Aztek organization. When Aztek outsources the information technology functionalities to their processes it help them achieve numerous benefits considering the organization is one of the leading financial service provider in Australia. Outsourcing of the IT functionality particularly from the 3rd party is vital and this needs to be analyzed to be able to maintain security along with the operational processes running smoothly (Willcocks Lacity, 2016). Outsourcing IT functionality such as network could help the business in their development of the network as well as an adaptive process of communication that is within the workplace which would enable them to monitor of the performance of each employee (Willcocks Lacity, 2016). Networking technology would enable the organization to implement system such as enterprise management planning which has become a necessity to most of the organization to integrate to their business processes in various department such as finance, and human resource (Willcocks Laci ty, 2016). The aspect of outsourcing these functionality would enable the business to identify the best resources to employ in the business such as skilled workforce, suppliers which would help them achieve growth rate and be successful in the business (Kim, 2012). The business will be able to outsource various functions such as shareholders, staff who will operate and maintain the system and competent staff which will also connect to the management of the service providers (Jung, 2013). In this perspective it would create a high resources which would increase the delivery of the workflow and consequently high growth rate would be achieved. Based Prado (2011) has highlighted that outsourcing of the information technology functionality within the business process can be effective in the effective towards the delivery of quality services which lead to growth within the business. When Aztek implement this project of outsourcing the business process it could help solve some of their current situations which they are encountering such as effective delivery of the services, or even the management of the personnel (Tibble, 2012). Outsourcing information technology especially from the third party vendors could be an effective way for an organization to increase productivity along with profit since they would only pay for what they require most in the business. The services which will be provided by the third party service provider would help decrease on the operational cost of Aztek business which would enable them channel some of their resources towards other sectors within the business which would consequently help increase on the overall productivity (Tibble, 2012). Moreover, the professionals who will be deployed in the management of the system would provide training to the employees of the organization on how their system run, therefore, the cost associated t o training of the workers is reduced significantly. Moreover, the service provider would maintain the security which is essential to the systems which the organization has implemented (Willcocks Lacity, 2016). When Aztek implement this project it will help them in the monitoring of their costs in an improved perspective. Moreover, the usage of the technology in the business has been found to lower on the cost of delivery of the services. Aztek adopting the information technology processes could lower on the labor required in the provision of the services (Willcocks Lacity, 2016). The information technology can help in better decision making within a business since the organization is able to analyze their trends and be able to identify the patterns that will be instrumental in making of those decision. Outsourcing approaches would be important to most of the processes in the business from the aspect of leveraging on every possibility of gaining enormously in the operations. Theref ore, outsourcing would be vital and it is would provide strategic benefit inclined to the operations of Aztek (Lacity Willcocks, 2000). The organization would be able to outsource on some of their process which were not performing effectively and this would allow them reap long term benefit in the delivery of the services. The 3rd party vendor would help maintain the security in the system since in the obligatory agreement this is one of the requirement which they provide. When an organization outsource information functionality they will maintain information technology. The providers could aid in the transformation of the current IT system for the business which uses the valuable assets in order to tighten on their security (Lacity Willcocks, 2000). The significant aspect which is associated with the information technology functionality particularly in the financial industry is to save workforce long term process of evaluation. The aspect of outsourcing has gone beyond the initial cost cutting in order to improve the parts of their business. The financial organization want to concentrate their efforts on what has made them grow in the first place (Magelssen, Sanchez Damanpour, 2015). Outsourcing would help to undertake more tactical components in the business to be able to determine the demand in th e market, figuring of the sales strategy or even determing the best routine for the services and products which are provided to the consumers. Benefits and drawbacks associated to outsourcing In the current business world, there are more organization which are starting to look at different processes of outsourcing which is more than the simple accounting organization do to the books. Some of the benefits are outlined as below; Due to the phases of outsourcing it is not driven by the aspect of cost which is the cost of doing it, but rather the benefits which are associated to outsourcing. When an organization outsource it is able to work at the high level of the efficiency, helps in the elimination of the redundancy as well as lower on the cost which are associated with doing the business. There is improvement of the services: When Aztek offload some of their tactical responsibilities they will focus better towards the improvement as well as continual innovations of the services they deliver (Lacity Willcocks, 2000). There is improved inventory: When a third party vendor manages Aztek functionalities, some of the process such as purchasing, payments, forecasting of the inventory as well as the supply partner activities can speed up, which makes sure that the demand and the inventory can match consistently, which helps to put of the services provided in the hands of the consumers even faster than they used to previously deliver. There is improvement in the logistics: Through leveraging on the management tools, the third party vendors will be able to automate on the workflow of Aztek as well as the business rules to help get their services to the clients more securely, reliably, cost effectively and much quickly (Lacity Willcocks, 2000). If this organization partners with the trusted and a knowledgeable third party vendor they will be able to become more efficient and free up some time to enable them to be innovative as well as deliver of the services to their clients. Drawbacks of outsourcing IT functionality. One of the disadvantage is risk exposing of the confidential data: when an organization outsources some of their information functionalities they will involve in the risk especially if they are exposing their data to the third party. Another disadvantage is that of synchronizing of the deliverables: In the event that one does not choose the right vendor for outsourcing, there are some common problem which may occur such as stretching of the delivery time frames, as well as sub-standard quality output (Willcocks Cullen, 2013). Another issue could be hidden costs: Although outsourcing of the IT functionalities could be cost effective for Aztek Company there may be some hidden costs which are involved especially during the signing of the contract especially if they have been signed across the international boundaries (Magelssen, Sanchez Damanpour, 2015). Another issue is the lack of customer focus: this could occur when the outsourced vendor may be providing services to various organization (Shah Clarke, 2009). In such a situation they may lack the complete focus to the tasks of the organization which they undertake. Outsourcing has been a strategy that an organization contracts to their major functions to the specialized as well as efficient service providers who can ultimately become a valued asset to the business (Shah Clarke, 2009). The development of this innovation has led to huge impacts to the process of the interaction within the financial industry (Magelssen, Sanchez Damanpour, 2015). Many business within the financial industry including Aztek have encountered many shortcomings when it comes to the innovations and adopting the technologies in different parts of their business. Nonetheless, it is also evident to note that information technology has brought many opportunities especially to the financial industry and it has been helping them to be able to expand on their services. Threats of outsourcing the information technology services The security threats usually affect the business in the financial industry such as Aztek by some of the risks and vulnerabilities which the business could encounter. Aztek can improve on their effectiveness of the security of the information technology system through implementation of various mechanism which are aimed to test, monitor and control the risk which could arise from the business (Magelssen, Sanchez Damanpour, 2015). Outsourcing of the information technology functionality could bring forth many benefits, but it can also cause a lot of risk to such business which is involved in sensitive data of the customer. Some of the threats which the organization may encounter would be: One is the issue of the data confidentiality: Data confidentiality is an important aspect to any business and it regards to the protection of the confidential or sensitive data from access of individuals who are not authorized (Gobble, 2013). Aztek organization could face this threat when they fail to protect their information or even when they loss the data. Moreover, through outsourcing the information of the business is exposed to third party especially when they incorporate on their system to the business (Schwalbe, 2014). There may be rogue employees who would want to sell this information to the competitors which leads to the external attacks. There is the issue of the system integrity: This relates to the reliability, accuracy as well as the completeness of the data that the system in the organization are processing, transmitting and storing in their servers (Gobble, 2013). The information should be accurate so that when the customers view it they would satisfied but when there is outsourcing of the IT functionality there is likelihood that it may be misrepresented which become a threat to the business. Another issue is the availability of the system: individuals who access the system which be in view that the system is of high standards and it maintains confidence to them whereby there is an online framework to which they are able to rate on its functionality (Prado, 2011). In the event that the organization is not sure of the eminent quality it thrives from it is could be a security threat since it may be prone to attacks. Another aspect is the protection of the customer through ensuring that the clients are protected well especially by monitoring of the sensitive information of the customers. Aztek organization may face a threat especially when the data of the clients has been exposed through hacking or even an attack to the system (Oshri, Henfridsson Kotlarsky, 2017). This could cause prominent issue especially when these individuals sues the company for exposing their information; the image of the company could also be destroyed. The financial organization some time they may be subjected to the dangers of breach in the security in their system which could cost them a lot especially if the sensitive data of the client has been exposed (Rivard Aubert, 2015). In the case of Aztek Corporation they will implement system for the management of these vulnerabilities and other risks that would pose the danger to the business (Oshri, Henfridsson Kotlarsky, 2017). However, when there is the issue of information risk it could have devastating effect to the organization. The possible exploitation could be as a result of the cybercriminals, use of the information technologies which are outdated and insufficient use of the information technology resources. Consequences of the assessment of outsourcing the information technology services There are numerous risk which Aztek Corporation may encounter from the implementation of the project of outsourcing of the information technology functionalities (Oshri, Henfridsson Kotlarsky, 2017). To be able to have a process which is effective the organization needs to follow the following risk procedure for the management; The assessment of the risk that is likely be encountered by Aztek in the anticipation of the project is given on the sale of one to eight (Schiesser, 2010). One to two is the lowest level of the risk, three to five the medium level and six and eight the highest risks. The risk of the organization are highlighted as below; Probability of risk occurrence Very high Effect Very high Vulnerabilities There could be insufficient standards to implement the outsourcing IT functionality. Poor role of divisions and adoption Difficulties to measure set obligation for set obligations The ownership of resources become hard to decide. Consequences Loss of customer trust. There may be loss of the customer data. Poor delivery of service. Risk High Issue of the system integrity The analysis of this threat issue is examined as follows. issue of the system integrity medium Impact medium Vulnerabilities The system may lack the confidence of the public Consequences There may be lack of trust from the clients. There may be possible loss of the data of the staff. There could be lower levels of service delivery. Risk High Issue is the availability of the system Probability of risk occurrence Medium Impact Very high Vulnerabilities The system may not provide confidence to the customers and employee. Consequences There could be a possible loss of the data. Risk Medium This issues has been analyzed as follows; Probability of risk occurring Low Impact Very high Vulnerabilities Organization may not change their reputation if it is ruined. There could be possible loss of data if the information of the clients has been compromised. Consequences The customer losses data in case their data is breached. There could be bad image of the organization. There could be poor level of service delivery. Risk High Data security The security issues which are associated with the outsourcing of the information technology functionalities are as follows; One of the issue is that the third party to which the services which are outsourced with have an access to the data for Aztek: When Aztek outsources on their Information functionality, they will need to provide access to their data to the service provider (Oshri, Henfridsson Kotlarsky, 2017). This could pose a security risk since the provider may not know the information which is sensitive in nature. Data destruction as well as retention: This is one of the major concern to which the financial institution faces when they outsource some of their functionalities from the third party vendor (Oshri, Henfridsson Kotlarsky, 2017). Some of the third party in their agreement to provide the service it may not incorporate the aspect of what will occur in the event get lost, or on the retention issue. Another issue is the sharing of the resources of the computers to the third party: Aztek should grant permission to the service provider to be able to access their information. These individuals gain entry to the system of the organization to be able to implement on this new system (Pfleeger, 2003). This could pose a security concern if there are rogue employees within the organization or if the information is not handled well. Based on the views in regards to the risks which have been accessed in the research, it is possible to highlight that if Aztek has wide knowledge of the possible risk which may impact on the organization in relation to data security, and the migration of the vital information technology services as well as applications, this organization should be able to fully implement this project (Pfleeger, 2003). The service provider of the IT functionality it intends to outsource should offer a good framework model of the services. This will help in the reduction of the risk are associated to the breach of data or the loss. Conclusion Aztek they would likely encounter efficient as well as reliable management solutions when they implement this project to their organization of outsourcing key IT functionalities. The business has a high chance when it comes to achieving their objectives as well as expounding on their services. This research report has been able to analyze information in regards to the IT functionality of the financial service industry. Further, it has been able to highlights on the current practices which are implemented in Aztek and the impact it would bring to the business. The last part of the report has highlighted on the threats, vulnerabilities as well as the consequences assessment which has been done on the effect of implementing of the project. There is issue of data security which has also been raised and how the organization intends to implement their mechanisms to curb any breach of the information. It is therefore, evident, from the research that information technology could play a major part in the businesses particularly in the financial industry as well as other sectors. However, there are risks which could impact the business and they need to be safeguarded at all cost. References Duhamel, F., Gutirrez-Martnez, I., Macias-Figueroa, J. E., Luna-Reyes, L. F., Picazo-Vela, S. 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